Let’s find out everything you need to know about personal loans for an amount of 5,000 euros, offered to customers of the Italian Post Office. We will see the characteristics of the loans that take the name of Fostal Bank loans, with the interest rates applied and the monthly repayment installments. We can do all this by carrying out an online simulation, which allows us to obtain a free estimate immediately.
It often happens that you are in a situation where you have to deal with a not excessively high expense, but for which it is preferable to defer the payment. This is the case, for example, of the request for a € 5,000 loan, which can be useful if you want to buy a used car or a bike, or to meet the expenses necessary to allow your child to study abroad.. Thanks to Postal service Italy personal loans it will be possible to receive an amount equal to 5,000 euros in extremely short time, and at convenient conditions.
The product for which we will need to request information is that of the Fostal Bank loan. This form of financing allows in fact to receive a sum that goes from 3,000 to 30,000 euros. To choose this solution you will not need to be a company customer, in fact if we are not customers of Postal service Italy, the amount we will request will be paid directly to the current account to us, regardless of which company we are customers. In this case, the maximum sum to which we will have access will be € 20,000.
The advantages for the customers of the Italian Post Office, in addition of course to the maximum demand threshold that will be higher, certainly relate to the delivery speed. The latter can be credited to your Fostal Bank current account, credited to your Post Pay Evolution, or to your ordinary postal savings account. Compared to the credit on the current account held by another company, delivery times are considerably lower, and the amount we need will be available to us in a few days.
Finally, the last option we can choose to receive 5,000 euro loans is by cash that we will receive at the post office counter. In this case, the maximum amount that we can request will be 10 thousand euros. As for the requirements for access to Fostal Bank 5000 euro loans, these will primarily concern the residence of the applicant, who must be on Italian territory. Regarding the economic requirements, it will be necessary to present the documentation related to the income from work, which must be produced in Italy, or to the pension provided by Social Institute.
To compare the characteristics of Postal service Italy’s loans with those offered by other companies, the best thing to do is to request a quote. By registering on the Italian Post Office website, it will be possible to access the online simulator, which in a few seconds will allow us to know the repayments we will pay each month and the Tan and Taeg interest rates applied by the company to our specific loan.
The only data that we will have to insert will be the amount we need and the duration of the loan, ie the number of installments in which we intend to defer the repayment, which will be equal to the sum we will receive and the interest we will have to pay. For this reason it is important to keep an eye on the interest rates, and especially the duration of the loan, given that the increase in the latter will correspond to higher interest rates.
To test the functioning of the simulator that we find on the website of the Italian Post Office, and to offer you a more concrete view of what are the characteristics of the 5,000 euro Fostal Bank loans, we have carried out a simulation of this amount. The duration chosen by us is 60 months, in order to keep the monthly repayment installment low. The latter will in fact amount to 107.05 euros, with fixed interest rates: 9.90% Tan and 11.41% Taeg.